Superannuation contributions are among the largest investments Australians make towards their retirement. We can help you to plan and navigate your superannuation contributions so that you do not become liable for any unnecessary tax liabilities.

You can make concessional contributions and non-concessional contributions to build your superannuation. Concessional contributions are before tax funds deposited into your super fund. Concessional contributions are taxed at a flat rate of 15% and subject to an annual contributions cap of $25,000.00. Non-concessional contributions are after-tax funds deposited into your super fund. Non-concessional contributions are not taxed in your super fund but are subject to restrictions and potentially incurring tax liabilities based on the composition and value of your total super balance. Caps for concessional and non-concessional contribution vary depending on your age and date of the contributions.

We can help you evaluate your options if you have received an excess contributions tax assessment, excess concessional contributions determination or excess non-concessional contributions determination notifying you that you made excess superannuation contributions. There legislative provisions are designed to help you to object or appeal these notices in circumstances where it would be unfair or unreasonable to impose a tax liability. For example, if your employer failed to pay you the super guarantee and then you receive it as a lump sum.

Our objective is to protect your investment in your retirement. We understand what it takes to resolve contribution disputes and prepare compelling applications to the Australian Taxation Office.

Call us today to schedule a free consultation to discuss how we can help you achieve your goals on 1300 000 770.

If you have discovered you have a terminal medical condition, we can help you to have your super benefits released quickly and easily. Any superannuation lump sum your receive is tax-free if you have a terminal medical condition when you receive the lump sum or within ninety days of receipt.

Call us today to schedule a free consultation to discuss how we can help you achieve your goals on 1300 000 770.

Our focus is on protecting your interests so that you can focus on your family. We’re experienced with lodging claims for death benefits and challenging the decisions of super funds. Our efforts have successfully saved our clients from incorrectly paying tens of thousands of dollars in taxes.

When a super fund member passes away before receiving their member benefits, the super fund may offer the member’s benefits to their loved ones. This is because superannuation entitlements do not automatically form part of a deceased person’s estate.

In most cases, the primary component of a death benefit is superannuation. The death benefit may also contain a life insurance sum if the deceased person maintained a life insurance policy.

Your relationship with the deceased person and the circumstances surrounding their death affects your tax liability on receipt of a death benefit. The standard death benefit claim process of many super funds may not accurately reflect your relationship with the deceased person. There are legislative provisions specifically designed to protect the loved ones of a deceased person by alleviating the burden of unnecessary tax liabilities.

Call us today to schedule a free consultation to discuss how we can help you achieve your goals on 1300 000 770.